Industry Monthly Bankruptcy Report - July 2026 / National Bankruptcy Services, LLC
Attached you will find industry bankruptcy filing statistics listed by jurisdiction and bankruptcy chapter for July 2026.
Also attached is a presentation showing the filings by month and by year from 2014 to 2026, growth in filings per court day and bankruptcy filings per region. In addition, we have also provided a Market Trends report comparing the historical correlation between new bankruptcy filings to unemployment rates by chapter type, and chapter, state, and court rankings by percentage change. We hope you find these statistics helpful.
Overall total bankruptcy filings increased 10% in July 2026 compared to July 2025, individual bankruptcy filings are up 11%, and small business bankruptcy filings are up 24% during this same time.
Comparing July 2026 to July 2025
54,718 total bankruptcy filings, a 10% increase from July 2025 (49,674).
51,925 individual bankruptcy filings, an 11% increase from July 2025 (46,639).
32,651 individual Chapter 7 filings, a 12% increase from July 2025 (29,122).
19,152 individual Chapter 13 filings, a 10 % increase from July 2025 (17,410).
2,793 overall commercial filings, an 8% decrease from July 2025 (3035).
666 commercial Chapter 11 filings, a 27% decrease from July 2025 (914).
234 Subchapter V elections within Chapter 11, a 24% increase from July 2025 (188).
Comparing July 2026 to June 2026
Total filings increased 5% from June’s total of 52,291.
Individual filings increased 5% from June’s total of 49,420.
Individual Chapter 7s increased 4% from June’s total of 31,423.
Individual Chapter 13s increased 7% from June’s total of 17,887.
Commercial filings decreased 3% from June’s total of 2,871.
Commercial Chapter 11 filings decreased 18% from June’s total of 814.
Subchapter V elections decreased 9% from June’s total of 257.
Thank you.
Jim O'Reilly
Executive Vice President
National Bankruptcy Services, LLC
14841 Dallas Parkway, Suite 300
Dallas, TX 75254
Direct Line: 214-860-6973